What does Octopus Legacy publish?
| Feature | Octopus Legacy | SwiftWill |
|---|---|---|
| Single will | £150 | £35 |
| Two wills | £250 | £55 for mirror wills |
| Who checks the will | Legal expert review | Automated checks; no individual solicitor review |
| Appointment and review | Simple wills offered online, by video or in person, with legal-expert review. Source, 24 September 2026 | Self-service interview and preview; automated checks only |
| Delivery | Online-will page: reviewed by its expert team within 10 working days, then printed and signed by you. Source, 24 September 2026 | PDF once payment is verified |
| Updates | One year included, then £10/year according to the pricing guide. Source, 24 September 2026 | Free regeneration for the same people with the recovery file |
| Printing | The online-will page’s FAQ mentions a £9.99 print-and-post option offered at the end of the process; confirm at checkout. Source, 24 September 2026 | You print the PDF |
| Original storage | The online-will page lists optional physical storage; a current storage price was not verified. Source, 24 September 2026 | Not offered; you keep the signed original |
| Refunds and cancellation | Check terms for your chosen route before work starts. We do not infer a refund entitlement from the headline price. Source, 12 September 2026 | 30-day money-back guarantee, including after download |
| Regulation | The online-will page states Octopus Legacy Limited is authorised and regulated by the Financial Conduct Authority (FRN 955266). Ask which regulator, if any, covers the will-writing service. Source, 24 September 2026 | Not a law firm; no legal advice |
Simple will prices from its pricing guide, updated 27 March 2026; the same prices apply online, by video or in person. Wills with a trust cost £450 or £750 for a couple. The online-will page’s FAQ quotes a £135 couples package, which differs from the guide; confirm the checkout price.
SwiftWill publishes this comparison and sells one of the two services. How the comparison was researched, and its limits.
Are the £150 and £250 offers comparable to SwiftWill?
They are listed prices for simple wills with a legal expert review. SwiftWill charges £35 for one will or £55 for two mirror wills and does not include individual review. The price gap therefore reflects different service scopes. Confirm the current offer and who will review your circumstances before drawing a value-for-money conclusion.
What if you need more help than an online questionnaire?
Octopus Legacy also offers the same simple will by video or in person, and wills with a trust at £450 for one person or £750 for a couple. Ask for a quote for the route you actually need. A simple-will headline price should not be used as a quote for trust planning or a complex family arrangement. SwiftWill directs these circumstances to professional advice instead of offering a trust-planning service.
How should you compare ongoing costs?
Octopus Legacy publishes one year of free updates, then £10 per year. Check the terms for your chosen route and any offer. SwiftWill has no update subscription; keeping the recovery file is part of its self-service process. Also ask about printing, storage, access to the original and what support remains available after completion.
Who might each option suit?
- Octopus Legacy may suit you if you want a legal expert to review a simple will, would rather make it by video or in person, or need a will with a trust, which its guide prices separately.
- SwiftWill may suit you if your will is simple, you want a lower one-off price and you are comfortable checking the document yourself without an individual review.
Sources
- Octopus Legacy: octopuslegacy.com/advice/free-and-low-cost-will-writing
- Octopus Legacy: octopuslegacy.com/online-will
- Octopus Legacy: octopuslegacy.com/terms-and-conditions
- SwiftWill terms of service and refund policy
Sources last verified 24 September 2026, except refunds and cancellation (last verified 12 September 2026).