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Mirror wills: the simple way for couples to protect each other

Quick answer

Mirror wills are two matching documents for a couple, usually leaving everything to each other then to the same people, at £55 for both. They are not binding on the survivor. Skip standard mirror wills if either of you has children from a previous relationship — that usually needs a solicitor's life-interest trust.

What are mirror wills?

Mirror wills are two separate wills that reflect each other: typically each partner leaves everything to the other, and when the second partner dies, everything passes to the same agreed beneficiaries — often the children. Each of you signs your own document, with your own two witnesses. They are not a joint will, and they are not binding on the survivor.

Who should use mirror wills?

Couples — married, in a civil partnership, or unmarried — who broadly agree on where the estate should go. They are especially important for unmarried couples, because under the intestacy rules an unmarried partner inherits nothing at all without a will. Skip them if you need a life-interest trust for children from a previous relationship.

Are mirror wills binding on the surviving partner?

No. Either of you can change your own will at any time — even after the first death, and even if you both promised not to. If you need wills that genuinely lock each other in, that is a mutual will or a life-interest trust, and it needs a solicitor. Our suitability check screens for exactly this situation.

How much do mirror wills cost?

SwiftWill mirror wills cost £55 for both, instant, with free updates for life. Make a Will Online is about £90 plus £10 a year after 28 days. Farewill is about £160 plus £10 a year after year one. A high-street solicitor is typically £245 or more. You should never pay near double the single-will price for a couple. Prices checked July 2026.

Mirror will price comparison
ProviderCouple priceDeliveryUpdates
SwiftWill£55InstantFree for life
Make a Will Online£90Fast, not instant (solicitor check)£10/yr after 28 days
Farewill£1603–5 days (specialist review)£10/yr after year 1
High-street solicitor£245+Days–weeksPer-change charges

See the full market price comparison.

How does the SwiftWill mirror-will flow work?

Complete the interview once (about 15 minutes), toggle mirror wills at £55, add your partner's details, and we generate two reciprocal documents. Only personal details and personal gifts differ. You each print and sign your own will with your own two witnesses — the signing rules are the same as for any will.

  1. You complete the guided interview once — about 15 minutes.
  2. At the final step, toggle "Make mirror wills — £55 total (saving £15)" and add your partner's details.
  3. We generate two wills with reciprocal provisions automatically: each of you leaves everything to the other, with the same substitutes, guardians and ultimate beneficiaries.
  4. Only personal details and any personal specific gifts differ. Your partner confirms their own details and receives their own copy.
  5. You each print and sign your own will with your own two witnesses.

Are mirror wills safe for blended families?

Usually not. If either of you has children from a previous relationship, everything can pass to the survivor, who is then free to change their will and cut those children out — sideways disinheritance. Protecting against this usually needs a life-interest trust drafted by a solicitor. Our interview asks about this directly and will redirect you before you pay. See second marriage with children.

Frequently asked questions

What is the difference between mirror wills and joint wills?

Mirror wills are two separate, matching documents — one for each of you — and either of you can change your own will at any time. A joint will is a single document shared by both of you and is rare and inflexible in England & Wales. Almost all couples should use mirror wills, not a joint will.

Are mirror wills legally binding on the surviving partner?

No — and this surprises many couples. After the first of you dies, the survivor is free to change their will, even if you both agreed not to. If you need wills that genuinely lock each other in, ask a solicitor about mutual wills, which are binding but restrictive and deliberately outside what online services offer.

How much do mirror wills cost?

Anywhere from £55 (SwiftWill) to £90 (Make a Will Online), £160 (Farewill), and £245 or more at a solicitor. Because the second will largely mirrors the first, you should never pay anywhere near double the single-will price for a couple.

Can mirror wills have different provisions?

Yes. Only the shared structure is mirrored — typically leaving everything to each other, then to the same ultimate beneficiaries. Your personal gifts (jewellery, items, sums to your own friends or family) can differ completely between the two wills.

Are mirror wills right for unmarried couples?

They are arguably more important for unmarried couples. Under the intestacy rules, an unmarried partner inherits nothing at all if you die without a will — no matter how long you have lived together. Mirror wills are the simplest way to protect each other.

What if we have children from previous relationships?

Be careful. If you each leave everything to the survivor, the survivor could later change their will and your children could inherit nothing — the “sideways disinheritance” problem. Protecting children from prior relationships usually needs a life-interest trust, which means a solicitor, not an online will. Our suitability check will flag this for you.

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Written by Marcus Kaiser, Legal Content Lead at SwiftWill. Checked against gov.uk and legislation.gov.uk. Last reviewed 12 August 2026. SwiftWill provides legal information and software for England & Wales under Section 9 of the Wills Act 1837. Figures are taken from gov.uk, legislation.gov.uk and HMCTS, checked 12 August 2026. We have not given you legal advice — this is general information.